Auto insurance

USMC illustrates the benefits of non-owner auto insurance for independent contractors – InsuranceNewsNet

Tylersport, Pennsylvania — (SBWIRE) — 02/11/2022 — No matter what type of independent contractor position a person has, if they use their personal vehicle for work, they can benefit greatly from non-owner auto insurance, says USMC Insurancea general management agent at the service of companies and individuals throughout the territory.

Non-owner auto insurance provides professional liability coverage in the event that an employee driving the insured vehicle for business purposes is found guilty of negligence. It comes into play once said employee’s personal insurance limit has been reached, making it a great choice for small businesses and start-ups.

In the 21st century, there are many ways to be an independent entrepreneur. Some independent contractors are just that – literal contractors who run their own home improvement business. Other types of independent contractors include photographers, mechanics, landscapers, private tutors, movers, freelance writers and many more. Any of these people can use their own vehicle for work, which means people in all of these independent contractor positions can benefit from non-owner car insurance coverage.

Since non-owner auto insurance is specifically created to limit a business’s liability associated with accident-related negligence, business owners can save a significant amount of money on legal fees and other damages. that may arise as a result of said accident. Meanwhile, independent contractors can benefit from the peace of mind the policy can provide. Overall, it’s a smart way to protect both independent contractors and the companies they work for.

To start setting up an HNOA policy or to learn more about USMC’s insurance options, find them online at

About USMC Insurance:
Founded in 2012, USMC Insurance is a general management agent (AGG) offering specialized and traditional multi-risk insurance. This family-owned business draws on over 100 years of combined experience to deliver commercial insurance programs to brokers and agents across the country, with a particular focus on underserved niche markets. To learn more, visit

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