Insurance coverage

Rajasthan, India: Narsana village becomes first with 100% health insurance coverage

Narsana village in Jalore district of Rajasthan has become the first gram panchayat in the state to register all families for ₹10 lakh cashless health insurance coverage under “Chiranjeevi Swasthya Bima Yojna”, a flagship state program.

The Yojna was launched on May 1, 2021 with a health cover of ₹5 lakh but later it was increased to ₹10 lakh. More than 12 lakh people have benefited from this program and a sum of ₹1,400 crore has been spent.

Introducing a unique model, the district administration, with the help of donors and the health department, covered all the families in the Narsana gram panchayat under the program.

Jalore District Collector Nishant Jain said the gram panchayat has 1,235 families, and all of them are covered by Yojna. “There were 428 families, who were not automatically covered by the Yojna because they were not in the categories covered free of charge. After being effectively convinced by the sarpanch, block development officer and others, 248 out of 428 families paid ₹850 each and were covered,” he said.

Jain said that for the remaining 180 families, Sarpanch, Santosh Kanwar and others approached local donor Tej Raj, who paid a bounty of ₹1.53 lakh for the remaining families, and with this the whole village was covered.

Narsana villagers at the congratulatory program.

“Working on the same model, we have identified 20 gram panchayats in 10 blocks and are aiming for ‘100% health insurance coverage’ of families by the end of the month,” Jain said.

The insurance premium is free for eligible beneficiary families under the State Food Security Act (NFSA) listed in the free category, Socio Economic Census (SECC) 2011, contract workers working in all state government departments/boards/corporations/enterprises, small farmers and marginal herders. Destitute and destitute families receiving the amount ex gratia for the year Covid-19 are included.

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  • Rajasthan, India: Narsana village becomes first with 100% health insurance coverage
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