Auto insurance

Michigan Drivers Start Getting $400 Auto Insurance Reimbursements | News

LANSING, Mich. (WJRT) – The State of Michigan says auto insurance refunds of $400 are now being distributed to eligible drivers.

The money comes from the Michigan Catastrophic Claims Association fund. This fund reimburses auto insurance companies for claims over $600,000.

Governor Gretchen Whitmer said in November 2021 that a $5 billion surplus from the Catastrophic Claims fund should be distributed to Michiganders.

The association’s board of directors voted unanimously in December 2021 to return approximately $3 billion in excess funds while maintaining approximately $2 billion to continue caring for survivors of catastrophic accidents.

The state has issued the following guidelines regarding who is eligible for reimbursement:

  • Anyone who owned a vehicle, motorcycle or recreational vehicle insured by a policy that meets the minimum insurance requirements to be driven on Michigan roads as of 11:59 p.m. on October 31, 2021 is eligible for reimbursement for that vehicle.
  • Eligible Michigan policyholders will receive $400 per vehicle or $80 per historic vehicle.
  • Refunds must be given in the form of checks or ACH deposits. Gift cards, premium discounts, and credits to current or future balances are not permitted.

The state said auto insurance companies should send paper checks or direct deposits to eligible Michiganders as soon as possible and no later than May 9.

Eligible drivers who have questions about reimbursements have been encouraged to contact their insurance company. If further assistance was needed, they could contact the Michigan Department of Insurance and Financial Services at 1-833-275-3437 or by emailing [email protected]

Click here for details on payments.