Drivers in the United States have many options when it comes to car insurance. One of them is Fiesta Auto Insurance – a local provider that is only available in certain states but has some advantages over larger, more well-known companies.
Below, we’ll let you know what our research revealed about Fiesta Auto Insurance and how the provider stacks up against some of the top auto insurance companies in the country.
Founded in 1999, the Fiesta Auto Insurance franchise has operations in 12 states. The independent insurance agency works with over 40 insurance companies to provide customers with the best rates. Fiesta Auto Insurance agents specialize in supporting the Latin American community, and many agents are fluent in Spanish.
Below are the states where Fiesta auto insurance is available for purchase:
Fiesta Auto Insurance has local customer service agents who provide in-person support, which many people prefer to more impersonal online customer support. The company also provides tax preparation services during tax season.
Customer reviews for Fiesta are mixed. Each location is independently owned and operated, so the level of customer service varies by office. There are a few complaints about the slowness of the claims process, while other reviewers are happy with the care and attention of local agents.
Fiesta car insurance review: 3.0 stars
Fiesta Auto Insurance is a good option if you want to work with a Latino-owned insurance company and would benefit from Spanish-speaking agents. Local agents know the needs of the community and of Spanish-speaking families.
You can access relatively low rates when working with Fiesta since it is an independent insurance agency. Agents are able to provide you with multiple quotes so you can find the best rates.
While some reviews complain about poor customer service and slow response to claims processing, Fiesta Auto Insurance can still be a decent option if you’re looking for language assistance. In addition to insurance, Fiesta Auto Insurance provides tax preparation services and helpful guides on filing taxes and various types of insurance.
Fiesta car insurance coverage
Fiesta Auto Insurance offers liability insurance, collision damage waiver, comprehensive insurance and other standard coverages. Be sure to let your local agent know the amount of cover you want in order to work out a policy that meets your needs.
You should also inquire about additional coverage such as rental car reimbursement, roadside assistance, and ride-sharing coverage. Drivers can bundle policies with Fiesta when purchasing home, business, renters, boat and motorcycle coverage.
Fiesta car insurance prices
Your car insurance premium is determined by many personal factors. These include your age, gender, location, credit score, driving history, etc. Fiesta Auto Insurance representatives review your driving record for the past three to five years.
According to our rate estimates, annual auto insurance premiums in the United States typically range from $1,000 to $3,000, with a national average of $1,730. The average is based on the profile of a 35 year old with a good driving record and a good credit rating. If you have bad credit or at-fault accidents, drunk driving, or speeding tickets on your record, your rates will increase dramatically.
If that’s the case for you, Fiesta Auto Insurance offers policies for as low as a dollar a day, as well as a low upfront payment for some customers. Fiesta agents are committed to helping customers get a relatively affordable rate. This includes young drivers who would be considered high risk by many car insurance companies.
The available discounts vary depending on the insurance provider you choose. You can get discounts for installing safety devices in your car, being a good student, taking a safe or defensive driving course with a company like the American Safety Council, or bundling multiple policies.
To receive a car insurance quote from Fiesta Auto Insurance, you’ll need your name, phone number, email address and zip code to get started. Once you provide the necessary information, an agent will follow up with you to review potential vendors and the rates you can expect from each. If you are ready to continue, you will provide an initial payment and start your policy.
Fiesta car insurance customer reviews
Negative customer reviews complain of unexpected rate increases and poor communication regarding fees or rate changes with Fiesta Auto Insurance.
Positive reviews compliment specific agents who took the time to help customers resolve issues. These more favorable reviews often suggest that Fiesta Auto Insurance provides excellent customer service and treats customers with kindness. Below is an example of positive and negative feedback for Fiesta Auto Insurance.
“I came here with my little brother to get him cheap car insurance. He is a new driver and needed insurance ASAP to buy a car. … [The agents were] super helpful and found us insurance through a company for about $180 a month. It was a deal, as it was quoted over $400 elsewhere.
– Theresa A. via Yelp
“Too bad they never answer the phone, and when they do, they [say] they will call back a week later [and I’m] still waiting? …you can say customer service [is] non-existent here. »
– Omar R. via Yelp
Fiesta Insurance: Conclusion
We rated Fiesta Auto Insurance 3.0 out of 5.0 stars. If you think Fiesta isn’t for you, check out some of their competitors below:
It’s always a good idea to shop around for quotes before purchasing an auto insurance policy. This is the best way to discover advantageous rates. We compared the best car insurance companies in areas such as customer service, reputation, coverage, cost, availability and discounts.
Get to know some of the country’s top providers below.
Geico scored a 4.6 in our vendor review. With an A++ rating from AM Best and solid reviews for customer service, Geico is one of the top auto insurers in the country.
The company is known for saving drivers a lot of money on car insurance. For example, a single driver with a clean driving record can pay as little as $294 on average for a six-month policy. Geico offers standard types of insurance, but you can also purchase add-ons such as roadside assistance and rental car reimbursement. To learn more, read our review of Geico car insurance.
After our research, we gave USAA a 4.6 star rating. In addition to having an A++ rating on AM Best, USAA offers great benefits and affordable rates for active military members, veterans and their families.
A single driver with a clean driving record can expect to pay around $70 per month with USAA. This auto insurance company offers comprehensive coverage options, including roadside assistance and total loss protection. It offers lots of great discounts for bundling multiple policies, taking a new driver safety course, and being a student. For more information, read our USAA auto insurance review.
Progressive earned a 4.4 star rating in our review. The insurer has an A+ score on AM Best and average customer service reviews. Drivers can benefit from its simple and transparent quote process that lets you see quotes from other providers to compare. You can also check out the Progressive snapshot® tool that can qualify you for a discount when driving safely.
With Progressive, a single woman with a good driving history can pay around $76 per month. Ask a Progressive agent about gap insurance, accident insurance and roadside assistance. Read our progressive car insurance review to learn more.
In an effort to provide accurate and unbiased information to consumers, our team of experts collects data from dozens of car insurance providers to compile rankings of the best insurers. Companies receive a score in each of the following categories, along with an overall weighted score of 5.0 stars.
- Industry Ranking: Insurers with strong financial ratings and customer-focused business practices receive the highest scores in this category.
- Availablity: We consider availability by state as well as exclusions for specific groups of drivers.
- Cover: This rating is based on the types of insurance available, maximum coverage limits and supplemental policies.
- Cost and discounts: Our research team reviews auto insurance rate estimates generated by Quadrant Information Services for a variety of drivers in each state. Companies with lower prices and many auto insurance discount opportunities receive the highest scores.
- Customer service: We scour customer reviews and consumer feedback studies from experts like JD Power.
- Technology: Auto insurers with mobile apps, advanced online services and telematics are more likely to meet consumer needs.